There is no doubt that car buying can be a stressful time. There are many different makes and models to compare, features to look for and financing terms to be aware of. This article is packed with practical tips and advice that should help to smooth the car-buying process.
Watch out for the up sells in the financing office.
When you reach the financing office, you will always be offered an extended warranty, interior protection, gap insurance and other such add ons. Make sure that you understand these well before making a decision to purchase them. Most are not worth the money you will spend, and you’re better off saving each month in the event that you need a repair or your interior gets a stain.
Take a good look at the underside of the vehicle. Try to keep your eyes peeled for signs of rust and erosion. A car can look great on the outside, but be falling apart underneath. If you see rust under the vehicle move on. This could mean a lot of repairs later on.
Have a clear understanding of what those upgrades will cost you. Purchasing the fancy stereo, leather seats and DVD player might be appealing, but those options can add a significant amount to the price of your car. Take some time to think about how much you really need the upgrades, and only purchase the ones you will use the most.
Shop around before you even go to the dealership.
If you spend some time on local dealer’s websites, you can learn about incentives that are offered. If you know what one dealership is offering, you can use it as a negotiating point and may be able to get a better deal.
Prior to visiting a dealership, you should have some idea of what kind of vehicle you want. Research all of you options prior to shopping so you can figure out what works best for your budget and family needs. Once you know what kind of car you want, do some research on its price and do not let salespeople make you offers that do not correspond to the average price.
Prior to purchasing a used car, ask an independent mechanic to have a look. If the dealer vetoes this, veto them. To the untrained eye, it’s almost impossible to determine whether a vehicle has been damaged in a flood, wreck or fire. A mechanic can identify these and other issues before you agree to buy the car.
If you’re purchasing your next vehicle via private party, make sure to bring a mechanic to examine the car.
If the owners prevent this, you may want to look elsewhere. You never know what horrors lie beneath the hood. You should not buy it without knowing more.
If you don’t know how to deal with sales pitches that are high pressure, get a companion to shop with you. It could be a friend or a family member, as long as whoever you take has some knowledge of the process and isn’t a “pushover.” Brief your companion on your vehicle needs and how much you have available to spend.
Do not bring your fancy car to the dealership. This type of car will cause the dealership to ignore any low offers you make, unless of course the car is one you are planning on trading.
Shopping for a new car can seem complicated when it comes to pricing. Take your iPad or phone with you to the dealer. You can search the Internet and find car payment calculators that will let you know what your payment is going to be without having to rely on the dealer.
You can test out a few different vehicles by renting them.
This will help you get a good idea of what it is like to drive. Test drive the vehicle with your family and test different speeds so that you can figure out whether this vehicle is right for you. This is a great way to get comfortable with a car before making the huge commitment of a purchase.
It is a good idea to do plenty of research on cars before you ever go to a dealership. The more you know about a particular model, the better you can judge whether it is right for you. There are many online resources that let you compare different brands and models.
Check for dealer incentives. You might want to call ahead to a few different dealerships to find out which promotions; they are running that may benefit you. Do that before going out to a million different spots. Just use the phone and ask them personally, and you may be able to save more on your car.
You now have some good ideas of how you can reduce the stress from auto shopping. Use what you’ve learned in every step of the process. You can find the car that you will be happy with and the ideal financing that matches your needs.